I will allow other members to answer the question on paper quality of the note.
With respect to the grade assigned, buy the note that is affordable to you at the time you make the purchase. Some collectors obsess over the highest grade for a note and will pay big money for 1 additional certified grading point. For me personally, I would rather spend the price difference and buy additional notes for my collection.
For more expensive notes, select the grade Very Fine or higher if budget allows and you should be happy. For National Bank notes accept any grade condition as the note might be rare and your pick may be the best note available.
I don’t believe @Springfield was suggesting buying junk. Many XF-*PQ and AU-*PQ notes can be purchased at a fraction of the cost of a GEM note and are beautiful examples to add to your collection. Unless exceedingly rare, stay clear of problem notes being sold at a discounted price. Some of my favorite notes reside in XF and AU (*PQ) holders.
Thanks Steve. I appreciate the kind words. I collect because I enjoy it and I also want to preserve history. I am not competing with anyone. I do not care about bragging my note is better than anyone else or an award to hang on my wall.
I always buy the highest grade certified note that I can afford. With regards to a one point grade certification price difference on an expensive note, I would rather apply the savings toward buying another note for my collection.
Supported videos include:
Please paste your code into the box below: